Practical bankruptcy guides backed by data from 8 million federal cases.
Federal bankruptcy filings are public records by statute (11 USC 107(a)) and by Supreme Court precedent (Nixon v. Warner Communications). FRBP 9037(d) is the one narrow path that operates on the underlying court record.
Monthly data roundup covering 1,926 bankruptcy filings across 12 federal districts. Year-over-year change: -80.2%.
Monthly data roundup covering 1,926 bankruptcy filings across 12 federal districts. Year-over-year change: -80.2%.
Your bank accounts are not automatically frozen when you file, but the trustee can access non-exempt funds. Learn about exemptions, set-off risk, and how to protect your money.
Filing bankruptcy does not automatically affect your spouse, but co-signed debts, joint accounts, and community property states create important exceptions.
There is no minimum debt requirement to file bankruptcy. But practical thresholds, the means test, and filing costs all factor into whether it makes sense.
A side-by-side comparison of bankruptcy and debt settlement covering cost, timeline, credit impact, and when each approach makes the most sense.
Whether you keep your tax refund depends on the chapter you filed, when you file, and your state's exemption laws. Here is what you need to know.
Most debts are wiped out in bankruptcy, but some are not dischargeable. A plain-language guide to Section 523(a) and the debts that survive.
Most Chapter 7 cases go from filing to discharge in about 3 to 4 months. Here is the timeline, milestone by milestone.
Bankruptcy trustees play different roles depending on the chapter. Learn what Chapter 7 and Chapter 13 trustees actually do and how they affect your case.
Yes, but waiting periods apply depending on which chapters you filed. A breakdown of 727(a)(8), 1328(f), and every cross-chapter timeline.
Dismissal ends your bankruptcy protection and lets creditors resume collections. Learn the consequences, whether you can refile, and how Section 109(g) may apply.
Brunner Test (§523(a)(8))
3-prong analysis for discharging student loans
Car Loan After Bankruptcy
Buy a car and get financing post-discharge
Student Loans in Bankruptcy
Can you discharge them? 2026 guide
Federal Exemptions §522(d)
Complete list of federal exemptions
Nondischargeable Debts List
Debts that survive bankruptcy discharge
Bankruptcy Attorney Malpractice
When your lawyer fails you — bar complaints, fee disgorgement, file recovery