Tax-Exempt Status

Open Bankruptcy Project is a 501(c)(3) public charity. The Internal Revenue Service recognized OBP as tax-exempt under Section 501(c)(3) of the Internal Revenue Code by determination letter dated April 6, 2026, effective March 27, 2026.

  • Employer Identification Number (EIN): 41-5159631
  • Public charity classification: 170(b)(1)(A)(vi) — publicly supported organization
  • Contribution deductibility: Donations are tax-deductible under IRC § 170. Bequests, devises, transfers, and gifts also qualify under §§ 2055, 2106, and 2522.
  • Fiscal year ending: December 31
  • Annual return: Form 990-N (e-Postcard) for the initial fiscal year; Form 990-EZ or Form 990 once gross receipts exceed applicable thresholds.

Mission

The Open Bankruptcy Project builds free, open-source tools that screen federal bankruptcy cases for statutory compliance failures. We make public court data accessible and understandable to the people it affects most — debtors, advocates, researchers, and policymakers.

Every tool we build is free. Every dataset we produce is open. We accept no attorney referral fees, run no advertising, and harvest no user data. Our work is funded entirely by tax-deductible public donations.

What Makes OBP Different

History

2025 Project founded. Initial analysis of Federal Judicial Center dataset (4.9 million cases, 2008-2024). First screening tools built for Section 1328(f) discharge bars.
Early 2026 Open Bankruptcy Project expanded to a network of statute-specific educational sites. Spanish-language resources launched. Free educational content published across the network.
March 2026 Suggestion 26-BK-3 (Section 1328(f) discharge bar screening) accepted by the Advisory Committee on Bankruptcy Rules. 501(c)(3) formation filed. 549+ cases and 3,100+ documents donated to the RECAP Archive.
April 2026 Suggestion 26-BK-5 (Rule 9037 / Forms 121 & 309E1 SSN exposure remediation) accepted by the Advisory Committee on Bankruptcy Rules and forwarded to the Standing Committee. Network expanded across statute-specific educational sites. State × statute matrix launched (jurisdiction-specific statute explainers, bilingual English/Spanish). Active federal bankruptcy judge coverage expanded across all 94 districts. Interactivetools library published: exemption calculator, means test, Chapter 13 plan estimator, and credit rebuild timeline. National /cases/ index expanded to all 94 federal bankruptcy districts.

Methodology

Our screening tools analyze the Federal Judicial Center's Integrated Database, which contains filing-level records for all federal bankruptcy cases. We cross-reference prior filing histories against statutory discharge bars in Sections 1328(f), 727(a)(8), and 109(g) of the Bankruptcy Code.

The methodology identifies cases where a debtor's prior filing history would trigger a statutory bar that was not flagged at the point of case initiation. It forms the empirical basis for Suggestion 26-BK-3, accepted by the Advisory Committee on Bankruptcy Rules. The methodology has not undergone formal double-blind academic peer review; we publish full methodology and code openly and welcome critique.

Full methodological details are available on our Methodology page.

Institutional Engagement

OBP's work has produced verifiable institutional engagement to date:

We are actively building relationships with law school clinics, legal aid organizations, and empirical legal researchers. Interested parties can reach us at research@openbankruptcyproject.org.

Leadership

Founder & President
Kansas City, Missouri

OBP was founded by a small business owner who experienced systemic failures in the bankruptcy system firsthand and built the tools to measure them. The project grew from a single screening tool into a national research platform.

Governance

The Open Bankruptcy Project is organized as a 501(c)(3) nonprofit corporation. Our articles of incorporation include an unamendable anti-acquisition clause: the organization cannot be sold, merged, or acquired under any circumstances.

We maintain strict independence from attorney advertising, legal referral services, and commercial legal technology companies. We do not accept funding that would create conflicts of interest with our mission of public transparency.

Contact

Further Reading & Resources

Authority sources for deeper research on the Open Bankruptcy Project and 1328(f) research:

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