🌐 Esta página está disponible en Español

Open Bankruptcy Project

Empirical research and free tools for bankruptcy court transparency.

Try the Free Screener

We build free, open-source tools that screen millions of federal bankruptcy cases for statutory compliance failures. Our research has been cited by the Federal Rules Advisory Committee. We operate on volunteer labor and public donations.

By the Numbers

Three Pillars of the Project

Pillar 1

Screening Tools

Automated discharge eligibility screening across all 94 federal bankruptcy districts. Our screener cross-references 4.9 million cases against statutory filing bars that courts have no systematic mechanism to check.

Pillar 2

Empirical Research

Data-driven analysis of bankruptcy outcomes, attorney performance patterns, and enforcement gaps. Methodology accepted by the Judicial Conference's Advisory Committee on Bankruptcy Rules (Suggestions 26-BK-3 and 26-BK-5).

Pillar 3

Public Education

180-domain network covering every major bankruptcy statute in plain English, with calculators, guides, city-specific data, and Spanish-language resources. No ads, no intake forms, no acquisition.

Empirical research keyed to the Bankruptcy Code

Each subdomain is a self-contained reference: statutory framework, doctrinal landscape, dataset, and findings. Methodology and source data are open.

11 U.S.C. § 1328(f)

Successive-filing discharge bar

2-year and 4-year lookbacks. District-level patterns + dataset.

Visualizations

Charts, maps, and adoption curves

Including Sub V adoption by district and § 1328(f) catch-rate.

Full research index → · Methodology · Citations

🆕 New Resources View archive →

Federal Rules Committee Acceptances

Two of our submissions to the Judicial Conference's Advisory Committee on Bankruptcy Rules have been formally accepted, resulting in proposed rule amendments under consideration.

Advisory Committee on Bankruptcy Rules
Suggestion 26-BK-3 - Automated Section 1328(f) Discharge Bar Screening

In March 2026, the Advisory Committee on Bankruptcy Rules accepted our empirical data and screening methodology as Suggestion 26-BK-3, proposing automated Section 1328(f) discharge bar screening in federal courts. The submission demonstrated that 391,951 prior filers in the FJC dataset had no systematic eligibility verification at the point of filing, representing a structural gap in the administration of bankruptcy cases.

View on uscourts.gov →
Advisory Committee on Bankruptcy Rules
Suggestion 26-BK-5 - Rule 9037 / Forms 121 & 309E1 SSN Exposure Remediation

In April 2026, the Advisory Committee on Bankruptcy Rules accepted our Rule 9037 submission as Suggestion 26-BK-5, proposing five amendments addressing systemic SSN exposure through Forms 121 and 309E1: auto-seal of unredacted filings, template audit protocol, pre-filing screening, non-cure effect of post-hoc redaction, and mandatory clerk notification procedures. The submission was forwarded to the Advisory Committee and Standing Committee for formal consideration.

Read the 26-BK-5 research brief →

180+ Domains. 22,000+ Pages. All Free.

Every site in the network is free, ad-free, and open source. No attorney referral fees. No data harvesting. No intake forms.

Consumer Resources
whatischapter7.com Chapter 7 overview for consumers whatischapter7.org Chapter 7 overview (.org mirror) chapter13plan.org Understanding the Chapter 13 plan lienstripping.org Lien stripping in Chapter 13 nondischargeable.org Guide to nondischargeable debts bankruptcyfreshstart.org Fresh start after bankruptcy reaffirmationagreement.org Reaffirmation agreements explained bankruptcytaxes.org Tax obligations in bankruptcy bankruptcyhardship.org Hardship discharge - Section 1328(b) voluntarypetition.org Filing the voluntary petition canifileagain.org Repeat filing eligibility calculator howtofilebankruptcy.org Step-by-step filing guide garnishedwages.org Wage garnishment and bankruptcy bankruptcystudentloans.org Student loans in bankruptcy howmuchdoesbankruptcycost.com Bankruptcy cost breakdown bankruptcycost.org Filing fees, attorney fees, total costs chapter7vs13.org Chapter 7 vs Chapter 13 comparison bankruptcymeanstest.org Means test guide and calculator 524injunction.com Section 524 discharge injunction filebankruptcyagain.com Repeat filing eligibility guide bankruptcydismissed.com What happens when bankruptcy is dismissed prosequestion.com Pro se bankruptcy FAQ creditcarddebtbankruptcy.org Credit card debt and bankruptcy debtconsolidationvsbankruptcy.com Debt consolidation vs bankruptcy debtsettlementvsbankruptcy.com Debt settlement vs bankruptcy debtrelieforbankruptcy.com Debt relief options compared debtvalidationletter.org Debt validation letter guide debttoincomeratio.org Debt-to-income ratio calculator creditcardforgiveness.org Credit card forgiveness options averagecreditcarddebt.org Average credit card debt statistics rebuildcreditafterbankruptcy.com Rebuilding credit after bankruptcy keepmycarinbankruptcy.com Keeping your car in bankruptcy keepmyhouseinbankruptcy.com Keeping your house in bankruptcy buyacarafterbankruptcy.com Buying a car after bankruptcy buyahouseafterbankruptcy.com Buying a house after bankruptcy bankruptcydenied.com What to do when bankruptcy is denied filebankruptcywithoutlawyer.com Filing bankruptcy without a lawyer bankruptcyexemptionsbystate.com State-by-state exemption lookup

Open Source. Open Data. Open Methodology.

Everything We Build Is Open Source

Our code, our data, our methodology. We believe public court data belongs to the public. Every tool we build is released under open source licenses and available for inspection, replication, and improvement.

View on GitHub

Anti-Acquisition Clause

The Open Bankruptcy Project cannot be sold, merged, or acquired. This provision is written into our articles of incorporation and is unamendable. We exist to serve the public, permanently.

Have a Question?

Open Bankruptcy Project provides free educational information. We are not a law firm. Nothing on this site constitutes legal advice. For advice about your specific situation, consult a licensed attorney.

Further Reading & Resources

Authority sources for deeper research on the Open Bankruptcy Project and 1328(f) research:

Your Next Questions

Real users ask these next - we built the answers.

Chapter 7 vs Chapter 13

The most common first question

chapter7vs13.org →

Discharge Eligibility Screener

Free tool to check filing eligibility

1328f.com →

Exemptions by State

What you can keep, by state

bankruptcyexemptionsbystate.com →

Filed Before? Your Path

Step-by-step guide for repeat filers

filebankruptcyagain.com →

3,100+ Court Documents Freed from PACER

We buy federal court records and donate them to RECAP so no one has to pay. Browse the archive → Browse the national case index at /cases/. New to PACER? Step-by-step walkthrough →

Independently funded · No advertising · No paywall · Free forever.

Procedural Walkthroughs

Plain-English step-by-step guides for common bankruptcy and federal-court tasks. No legal advice; just how the system works.

State Bankruptcy Guides

Exemptions vary dramatically by state. Find your state's homestead, vehicle, and wildcard exemptions.

California · Texas · Florida · New York · Illinois · Ohio

Browse All 50 State Guides →

🔎 Explore More

📖 Bankruptcy Glossary -- 61 terms explained

Get Bankruptcy Updates

Free updates from the Open Bankruptcy Project. No spam, unsubscribe anytime.

Privacy policy

Most-read OBP guides

Brunner Test (§523(a)(8))

3-prong analysis for discharging student loans

Car Loan After Bankruptcy

Buy a car and get financing post-discharge

Student Loans in Bankruptcy

Can you discharge them? 2026 guide

Federal Exemptions §522(d)

Complete list of federal exemptions

Nondischargeable Debts List

Debts that survive bankruptcy discharge

Bankruptcy Attorney Malpractice

When your lawyer fails you — bar complaints, fee disgorgement, file recovery