Converting Between Bankruptcy Chapters
You can convert your bankruptcy case from one chapter to another in most situations:
| Conversion | Right or Permission | Key Considerations |
|---|---|---|
| Ch. 7 to Ch. 13 | Right (one-time) | Must meet Ch. 13 eligibility (regular income, debt limits) |
| Ch. 13 to Ch. 7 | Right (one-time) | Must pass means test; may lose property already surrendered in plan |
| Ch. 11 to Ch. 7 | Court approval needed | Usually granted when reorganization fails |
| Ch. 7 to Ch. 11 | Court approval needed | Rare for individuals |
Conversion does not create a new case -- it changes the chapter of the existing case. Your original filing date remains the same.
Bankruptcy Tools Network:
Discharge Screener · Research Platform · Exemptions by State · Keep Your Car · Keep Your House · Bankruptcy Cost · File Without a Lawyer · Rebuild Credit · Buy a House After · Buy a Car After
Discharge Screener · Research Platform · Exemptions by State · Keep Your Car · Keep Your House · Bankruptcy Cost · File Without a Lawyer · Rebuild Credit · Buy a House After · Buy a Car After