Reference

Free Bankruptcy Resources

The federal government, state legal aid organizations, and university-based consumer-bankruptcy clinics publish substantial free resources for debtors. This page collects the most useful links in one directory, organized by source.

Data updated . See methodology & sources.

Official federal sources

Free docket access

Law-school consumer-bankruptcy clinics

Many US law schools operate free consumer-bankruptcy clinics that represent qualifying low-income debtors. Clinics follow law-school calendars and generally have case limits, but provide direct representation where available. Each school's admission criteria and service area differ — contact the clinic directly.

State legal aid organizations

Every state has a network of legal aid organizations funded primarily by the Legal Services Corporation and state grants. Legal aid programs typically serve clients below specific income thresholds and have priority areas that vary by office. The Legal Services Corporation legal-aid finder maps offices by ZIP code.

Research and academic resources

Related resources

Frequently asked questions

Where can I find free bankruptcy forms?

Official federal bankruptcy forms are free at uscourts.gov/forms/bankruptcy-forms. Each US bankruptcy court also publishes local forms and instructions on its website.

How do I find legal aid?

The Legal Services Corporation legal-aid finder maps legal aid offices by ZIP code. Each office has its own income thresholds and priority service areas.

Do law schools offer free bankruptcy help?

Many US law schools operate free consumer-bankruptcy clinics that represent qualifying low-income debtors. Clinics follow law-school academic calendars and generally have case limits. Contact the clinic at the law school nearest the debtor's district directly.

What is the RECAP Archive?

The RECAP Archive, operated by the Free Law Project, is a free public archive of federal court documents that PACER otherwise charges for. See OBP's RECAP page and free.law/recap.