If you are considering bankruptcy in Washington but cannot afford an attorney, free help is available. The organizations below provide legal assistance at no cost to qualifying residents. You can also visit lawhelp.org/WA for the most up-to-date directory of free legal services in Washington.
Need immediate help?
Start with lawhelp.org/WA to find the legal aid office nearest you in Washington. You can also call your local bankruptcy court (listed below) for information about self-help resources and pro se filing assistance.
Legal Aid Organizations
Northwest Justice Project
Statewide legal aid for low-income Washingtonians, including consumer debt.
Columbia Legal Services
Statewide legal advocacy.
Law School Bankruptcy Clinics
University of Washington School of Law Clinics
Legal clinics in Seattle.
Gonzaga University School of Law Clinics
Legal clinics in Spokane.
Bar Association Pro Bono
Washington State Bar Association Pro Bono
Contact the bar association for pro bono referrals and reduced-fee attorney programs.
Bankruptcy Courts in Washington
These are the federal bankruptcy courts serving Washington. Many courts offer self-help desks, pro se workshops, and links to local volunteer attorney programs.
U.S. Bankruptcy Court, Western District of Washington
Visit the court website for self-help resources, forms, local rules, and filing information.
U.S. Bankruptcy Court, Eastern District of Washington
Visit the court website for self-help resources, forms, local rules, and filing information.
Credit Counseling
Federal law requires two counseling sessions for bankruptcy filers: credit counseling before filing, and debtor education before discharge. Visit the U.S. Trustee's list of approved agencies to find providers approved for Washington. Many agencies offer free or reduced-cost sessions for low-income individuals.
Additional Resources
- LawHelp.org/WA -- Find free legal help in Washington
- NACBA Find an Attorney -- Locate consumer bankruptcy attorneys (some offer free consultations)
- Browse all states -- Back to the full state directory
- 1328(f) Discharge Screener -- Free tool to check if you are eligible for a bankruptcy discharge