If you are considering bankruptcy in Virginia but cannot afford an attorney, free help is available. The organizations below provide legal assistance at no cost to qualifying residents. You can also visit lawhelp.org/VA for the most up-to-date directory of free legal services in Virginia.

Need immediate help?

Start with lawhelp.org/VA to find the legal aid office nearest you in Virginia. You can also call your local bankruptcy court (listed below) for information about self-help resources and pro se filing assistance.

Legal Aid Organizations

Legal Aid Justice Center

Free legal services in central Virginia.

Legal Services of Northern Virginia

Serves the Northern Virginia area.

Virginia Legal Aid Society

Serves southside and southwest Virginia.

Blue Ridge Legal Services

Serves the Shenandoah Valley region.

Central Virginia Legal Aid Society

Serves Richmond and central Virginia.

Law School Bankruptcy Clinics

University of Virginia School of Law Clinics

Legal clinics in Charlottesville.

William & Mary Law School Clinics

Legal clinics in Williamsburg.

Bar Association Pro Bono

Virginia State Bar Pro Bono

Contact the bar association for pro bono referrals and reduced-fee attorney programs.

Bankruptcy Courts in Virginia

These are the federal bankruptcy courts serving Virginia. Many courts offer self-help desks, pro se workshops, and links to local volunteer attorney programs.

U.S. Bankruptcy Court, Eastern District of Virginia

Richmond (804) 916-2400

Visit the court website for self-help resources, forms, local rules, and filing information.

U.S. Bankruptcy Court, Western District of Virginia

Roanoke (540) 857-2391

Visit the court website for self-help resources, forms, local rules, and filing information.

Credit Counseling

Federal law requires two counseling sessions for bankruptcy filers: credit counseling before filing, and debtor education before discharge. Visit the U.S. Trustee's list of approved agencies to find providers approved for Virginia. Many agencies offer free or reduced-cost sessions for low-income individuals.

Additional Resources

Free Help in Nearby States