If you are considering bankruptcy in Rhode Island but cannot afford an attorney, free help is available. The organizations below provide legal assistance at no cost to qualifying residents. You can also visit lawhelp.org/RI for the most up-to-date directory of free legal services in Rhode Island.
Need immediate help?
Start with lawhelp.org/RI to find the legal aid office nearest you in Rhode Island. You can also call your local bankruptcy court (listed below) for information about self-help resources and pro se filing assistance.
Legal Aid Organizations
Rhode Island Legal Services
Statewide legal aid for low-income Rhode Islanders including consumer debt assistance.
Rhode Island Center for Justice
Civil rights and legal services.
Law School Bankruptcy Clinics
Roger Williams University School of Law Clinics
Legal clinics in Bristol.
Bar Association Pro Bono
Rhode Island Bar Association Volunteer Lawyer Program
Contact the bar association for pro bono referrals and reduced-fee attorney programs.
Bankruptcy Courts in Rhode Island
These are the federal bankruptcy courts serving Rhode Island. Many courts offer self-help desks, pro se workshops, and links to local volunteer attorney programs.
U.S. Bankruptcy Court, District of Rhode Island
Visit the court website for self-help resources, forms, local rules, and filing information.
Credit Counseling
Federal law requires two counseling sessions for bankruptcy filers: credit counseling before filing, and debtor education before discharge. Visit the U.S. Trustee's list of approved agencies to find providers approved for Rhode Island. Many agencies offer free or reduced-cost sessions for low-income individuals.
Additional Resources
- LawHelp.org/RI -- Find free legal help in Rhode Island
- NACBA Find an Attorney -- Locate consumer bankruptcy attorneys (some offer free consultations)
- Browse all states -- Back to the full state directory
- 1328(f) Discharge Screener -- Free tool to check if you are eligible for a bankruptcy discharge