If you are considering bankruptcy in New Mexico but cannot afford an attorney, free help is available. The organizations below provide legal assistance at no cost to qualifying residents. You can also visit lawhelp.org/NM for the most up-to-date directory of free legal services in New Mexico.
Need immediate help?
Start with lawhelp.org/NM to find the legal aid office nearest you in New Mexico. You can also call your local bankruptcy court (listed below) for information about self-help resources and pro se filing assistance.
Legal Aid Organizations
New Mexico Legal Aid
Statewide legal aid for low-income New Mexicans. Multiple offices across the state.
Law Access New Mexico
Free legal information and referrals.
Law School Bankruptcy Clinics
University of New Mexico School of Law Clinics
Legal clinics in Albuquerque.
Bar Association Pro Bono
State Bar of New Mexico Lawyer Referral
Contact the bar association for pro bono referrals and reduced-fee attorney programs.
Bankruptcy Courts in New Mexico
These are the federal bankruptcy courts serving New Mexico. Many courts offer self-help desks, pro se workshops, and links to local volunteer attorney programs.
U.S. Bankruptcy Court, District of New Mexico
Visit the court website for self-help resources, forms, local rules, and filing information.
Credit Counseling
Federal law requires two counseling sessions for bankruptcy filers: credit counseling before filing, and debtor education before discharge. Visit the U.S. Trustee's list of approved agencies to find providers approved for New Mexico. Many agencies offer free or reduced-cost sessions for low-income individuals.
Additional Resources
- LawHelp.org/NM -- Find free legal help in New Mexico
- NACBA Find an Attorney -- Locate consumer bankruptcy attorneys (some offer free consultations)
- Browse all states -- Back to the full state directory
- 1328(f) Discharge Screener -- Free tool to check if you are eligible for a bankruptcy discharge