If you are considering bankruptcy in Mississippi but cannot afford an attorney, free help is available. The organizations below provide legal assistance at no cost to qualifying residents. You can also visit lawhelp.org/MS for the most up-to-date directory of free legal services in Mississippi.
Need immediate help?
Start with lawhelp.org/MS to find the legal aid office nearest you in Mississippi. You can also call your local bankruptcy court (listed below) for information about self-help resources and pro se filing assistance.
Legal Aid Organizations
Mississippi Center for Legal Services
Free legal services for south Mississippi.
North Mississippi Rural Legal Services
Free legal services for north Mississippi.
Mississippi Volunteer Lawyers Project
Pro bono legal assistance statewide.
Law School Bankruptcy Clinics
University of Mississippi School of Law Clinics
Legal clinics in Oxford.
Bar Association Pro Bono
Mississippi Bar Pro Bono
Contact the bar association for pro bono referrals and reduced-fee attorney programs.
Bankruptcy Courts in Mississippi
These are the federal bankruptcy courts serving Mississippi. Many courts offer self-help desks, pro se workshops, and links to local volunteer attorney programs.
U.S. Bankruptcy Court, Northern District of Mississippi
Visit the court website for self-help resources, forms, local rules, and filing information.
U.S. Bankruptcy Court, Southern District of Mississippi
Visit the court website for self-help resources, forms, local rules, and filing information.
Credit Counseling
Federal law requires two counseling sessions for bankruptcy filers: credit counseling before filing, and debtor education before discharge. Visit the U.S. Trustee's list of approved agencies to find providers approved for Mississippi. Many agencies offer free or reduced-cost sessions for low-income individuals.
Additional Resources
- LawHelp.org/MS -- Find free legal help in Mississippi
- NACBA Find an Attorney -- Locate consumer bankruptcy attorneys (some offer free consultations)
- Browse all states -- Back to the full state directory
- 1328(f) Discharge Screener -- Free tool to check if you are eligible for a bankruptcy discharge