If you are considering bankruptcy in Maryland but cannot afford an attorney, free help is available. The organizations below provide legal assistance at no cost to qualifying residents. You can also visit lawhelp.org/MD for the most up-to-date directory of free legal services in Maryland.
Need immediate help?
Start with lawhelp.org/MD to find the legal aid office nearest you in Maryland. You can also call your local bankruptcy court (listed below) for information about self-help resources and pro se filing assistance.
Legal Aid Organizations
Maryland Legal Aid
Statewide legal aid with 12 offices. Handles consumer debt, foreclosure, and bankruptcy matters.
Maryland Volunteer Lawyers Service
Pro bono legal services for low-income Marylanders.
Law School Bankruptcy Clinics
University of Maryland Francis King Carey School of Law Clinics
Multiple legal clinics in Baltimore.
University of Baltimore School of Law Clinics
Legal clinics serving Baltimore communities.
Bar Association Pro Bono
Maryland State Bar Association Pro Bono
Contact the bar association for pro bono referrals and reduced-fee attorney programs.
Bankruptcy Courts in Maryland
These are the federal bankruptcy courts serving Maryland. Many courts offer self-help desks, pro se workshops, and links to local volunteer attorney programs.
U.S. Bankruptcy Court, District of Maryland
Visit the court website for self-help resources, forms, local rules, and filing information.
Credit Counseling
Federal law requires two counseling sessions for bankruptcy filers: credit counseling before filing, and debtor education before discharge. Visit the U.S. Trustee's list of approved agencies to find providers approved for Maryland. Many agencies offer free or reduced-cost sessions for low-income individuals.
Additional Resources
- LawHelp.org/MD -- Find free legal help in Maryland
- NACBA Find an Attorney -- Locate consumer bankruptcy attorneys (some offer free consultations)
- Browse all states -- Back to the full state directory
- 1328(f) Discharge Screener -- Free tool to check if you are eligible for a bankruptcy discharge