If you are considering bankruptcy in Iowa but cannot afford an attorney, free help is available. The organizations below provide legal assistance at no cost to qualifying residents. You can also visit lawhelp.org/IA for the most up-to-date directory of free legal services in Iowa.
Need immediate help?
Start with lawhelp.org/IA to find the legal aid office nearest you in Iowa. You can also call your local bankruptcy court (listed below) for information about self-help resources and pro se filing assistance.
Legal Aid Organizations
Iowa Legal Aid
Statewide legal aid for low-income Iowans. Handles consumer debt, foreclosure, and bankruptcy matters.
Law School Bankruptcy Clinics
University of Iowa College of Law Clinical Programs
Legal clinics in Iowa City.
Drake University Law School Clinics
Legal clinics in Des Moines.
Bar Association Pro Bono
Iowa State Bar Association Lawyer Referral
Contact the bar association for pro bono referrals and reduced-fee attorney programs.
Bankruptcy Courts in Iowa
These are the federal bankruptcy courts serving Iowa. Many courts offer self-help desks, pro se workshops, and links to local volunteer attorney programs.
U.S. Bankruptcy Court, Northern District of Iowa
Visit the court website for self-help resources, forms, local rules, and filing information.
U.S. Bankruptcy Court, Southern District of Iowa
Visit the court website for self-help resources, forms, local rules, and filing information.
Credit Counseling
Federal law requires two counseling sessions for bankruptcy filers: credit counseling before filing, and debtor education before discharge. Visit the U.S. Trustee's list of approved agencies to find providers approved for Iowa. Many agencies offer free or reduced-cost sessions for low-income individuals.
Additional Resources
- LawHelp.org/IA -- Find free legal help in Iowa
- NACBA Find an Attorney -- Locate consumer bankruptcy attorneys (some offer free consultations)
- Browse all states -- Back to the full state directory
- 1328(f) Discharge Screener -- Free tool to check if you are eligible for a bankruptcy discharge