If you are considering bankruptcy in Arizona but cannot afford an attorney, free help is available. The organizations below provide legal assistance at no cost to qualifying residents. You can also visit lawhelp.org/AZ for the most up-to-date directory of free legal services in Arizona.
Need immediate help?
Start with lawhelp.org/AZ to find the legal aid office nearest you in Arizona. You can also call your local bankruptcy court (listed below) for information about self-help resources and pro se filing assistance.
Legal Aid Organizations
Community Legal Services (Phoenix)
Free legal services for low-income residents in Maricopa County, including bankruptcy and consumer debt.
Southern Arizona Legal Aid
Serves 5 southern Arizona counties with free civil legal assistance.
DNA -- People's Legal Services
Serves Native American communities in the Four Corners region.
Law School Bankruptcy Clinics
Arizona State University Lodestar Legal Clinic
ASU law school clinics including consumer law matters.
University of Arizona Law Clinics
Various legal clinics serving Tucson-area residents.
Bar Association Pro Bono
State Bar of Arizona Pro Bono
Contact the bar association for pro bono referrals and reduced-fee attorney programs.
Bankruptcy Courts in Arizona
These are the federal bankruptcy courts serving Arizona. Many courts offer self-help desks, pro se workshops, and links to local volunteer attorney programs.
U.S. Bankruptcy Court, District of Arizona
Visit the court website for self-help resources, forms, local rules, and filing information.
Credit Counseling
Federal law requires two counseling sessions for bankruptcy filers: credit counseling before filing, and debtor education before discharge. Visit the U.S. Trustee's list of approved agencies to find providers approved for Arizona. Many agencies offer free or reduced-cost sessions for low-income individuals.
Additional Resources
- LawHelp.org/AZ -- Find free legal help in Arizona
- NACBA Find an Attorney -- Locate consumer bankruptcy attorneys (some offer free consultations)
- Browse all states -- Back to the full state directory
- 1328(f) Discharge Screener -- Free tool to check if you are eligible for a bankruptcy discharge